Bob used the terms "physical matter reality" and "non-physical mater reality" and for a long time I didn't like the terminology because I thought that it was redundant. Then I realized that he was trying to differentiate between two types of reality that both contained matter from the viewpoints of observers within their own reality frames.
The point of using this terminology is to use language that emphasizes that one reality frame is not matter while the other one (the one you are not in) is more like imaginary smoke. Both reality frames have an equal claim to being realities based on matter (actually virtual matter) -- and appear that way to their own residents. And both appear to be nonphysical to residents of the other...
... From the belief that there is physical reality and nothing else comes the belief that the term "physical matter" is a hopelessly redundant tautology.
Your reality is defined by your beliefs and fears more than anything else.
In summary: There is only consciousness and data - reality is information: All matter is virtual and thus only exists from the point of view of a given consciousness absorbing a particular data stream. "Physical matter" refers to matter that appears physical to a particular observer, while "non-physical matter" refers to matter that appears nonphysical to the same observer)
Sorry to belabour the point, Tom (and at the grave risk of appearing pedantic), but I still don't see it that way (and despite what you say, I don't think I believe that physical reality is all there is). To use your terminology, if I am in one PMR and look from here into another PMR (or, in your terms, NPMR because of my observational reference) - then the "matter" in the second (N)PMR will surely seem both non-physical and
non-material (ghost-like, if I may use the analogy). If, however, I transferred to the second PMR, wouldn't the matter there seem both Physical and Material? It boils down to the definition of physical and material: to me they mean the same. Therefore I don't see why we couldn't refer to the NPMR as simply non-physical (but still real): NPR? Obviously, for a native of that second reality, it would be a physical reality as our own is to us.
And yes, I think I understand the higher truth that physical and material are local effects and are really constructs of consciousness; information arranged in such a way as to be experienced as material reality in a given framework.